A loan of $1,075 helped tO PURCHASE MERCHANDISE FOR HER GROCERY STORE.


Vilma's story

Vilma is a 40-year-old woman who lives with her 2 boys and 1 small girl in a community called Canalete, located in Upala, Alajuela province. This is a semi-mountainous area and its economic activities focus on agriculture and, principally, cattle ranching. The community offers great opportunities to develop and establish micro-enterprises in both agro-industry and commerce.

Vilma has had her own business, a small grocery store, for 4 years. She sells basic products to her neighbors. The store has proven to be profitable and it's the only source of income she has. It has helped improve her family's quality of life.

At present, she needs a loan of 600,000 colons to buy more merchandise and increase her inventory. Specifically, she wants to buy basics such as rice, beans, vegetables, canned goods, soft drinks, soap, sweets, and all that may be found in the rural Costa Rican's basic basket. Vilma comments that the service she offers is very important since no other grocery store exists in the zone and as a result, she has many customers.

Vilma is a member of the Canalete Community Credit Enterprise, one of the 100 organizations belonging to EDESA in Costa Rica. This will be her first loan and she hopes to continue growing at the personal and economic level, as well as to participate actively in the credit organization in her community.

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Translated from Spanish by Kiva volunteer Harold Dana Sims, PhD



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