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Unity Group
In this Group: Rose, Mary, Victoria, Yaw, Naomi, Esther, Mary
Rose is 38 years old and married with five children. All her children are currently in school. She supports her husband in taking care of the children through the sale of bush meats (any wild animal species). She has in stock deer, grass cutters (cane rats) and the likes. She takes delivery of meat from the surrounding villages and supplies to local restaurant operators. She wants the loan to buy a stock of meat in bulk.

She is the leader of a trust bank group called ‘Unity’. She is the one sitting second from the left in the group photograph. Most of the members of this group are petty traders, food vendors and/or farmers. In this group, members guarantee for one another as social collateral to access the loan and peer pressure to repay the loan.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 33
    View loans »
    Ghana Loans Fundraising
  • $12,634,025
    Funds lent in using Kiva
  • 1.4
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Unity Group's $2,800 loan helped a member to buy bush meats in bulk for a supply to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 12, 2009
Nov 22, 2009
Currency Exchange Loss:
Jun 15, 2010