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Terrado Group
In this Group: Neuza, Olivia Norma, Dirza, Renata, Ana Maria, Arlena Aleli, Liliana, Estefany, Teresa, Pilar, Silvana Yaneth, Yany Yrma
The Terrado Group is led by Sra. Neuza and consists of 12 members who are dedicated to various businesses which include groceries, fast food, auto repair services, cosmetics by catalog, and costume rental. The level of competition is high in their area, but the members are experienced and know how to move their businesses forward by offering a variety of products and providing good service.

The loan being provided will increase their operating capital to boost their small businesses, enabling them to generate more revenue. This will help them improve the quality of life for their families day after day. The members are thankful for the confidence placed in them to continue working harder. They are starting their first loan cycle together, but they have experience working with other solidarity groups. They promise to give everything they have so that they can press onward responsibly and in unity.

View original language description ↓
El grupo “Terrado” esta representado por la señora Neuza y conformado por 12 miembros los cuales se dedican a la venta de abarrotes, comida rápida, al servicio mecánico, a la venta de cosméticos por catálogos y al alquiler de disfraces. La competencia a nivel comercial es alta pero la socias tienen mucha experiencia y saben como sacar adelante sus negocios ofreciendo productos variados y de buena calidad. El crédito que han obtenido, es para aumentar su capital de trabajo y emprender pequeños negocios para incrementar más sus ganancias, que se traduce en mejorar la calidad de vida de sus familias que día a día van mejorando mas, por ello están muy agradecidos por la confianza depositada para seguir trabajando con mas ganas. La socias van cursando su primer ciclo pero ya cuentan con experiencia en grupos solidarios por lo se comprometen a dar todo de si para salir adelante con responsabilidad y unidad.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 118
    View loans »
    Bolivia Loans Fundraising
  • $36,714,900
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Terrado Group's $2,375 loan helped a member operating capital for their respective businesses.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 24, 2009
Dec 1, 2009
Currency Exchange Loss:
Feb 15, 2010