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Los Picaflores Group
In this Group: Cristina, Sonia Martha, Celestina, Delia Cornelia, Hael Ximena, Susana, Ana Maria, Trinidad, Matilda, Magdalena, Edgar Ernesto, Susana, Celsa*, Serafina Zenobia*
* not pictured
The group "Los picaF." consists of 14 happy and hard-working people. They have been friends for a long time, and their ages vary from 19 to 63 years old. The president, Cristina, has 2 small children who are in elementary school. Along with her partners, she makes a living selling products, specifically wallets. The rest of the members of the group make a living selling vegetables, underwear, groceries in local stores, and other food, as well as providing a domestic cleaning service. Some have stands for selling their products, while others are mobile. They do have competitors, but these women have faithful clients who consistently acquire products from them. In case of difficulties in their businesses, they diversify their commercial activity to obtain better incomes. Some of them begin to work part time with a fixed salary from cleaning homes, and part time attending to their business. Our partners would like to take advantage of selling cosmetics by catalogue, acquiring more merchandise and materials to generate a better income, in order to proviD. their families with a better quality of life. They are undertaking their third cycle of loans, demonstrating a desire to get ahead in life, responsibility, integrity, and above all unity, which is essential in a solidarity group.
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El grupo “Los picaF.” esta conformado por 14 personas alegres y trabajadoras, tienen una amistad desD. hace mucho tiempo y sus edades varían desD. 19 hasta 63 años. La presidenta Cristina tiene 2 hijos pequeños los mismos van a la escuela primaria, ella al igual que sus compañeras se dedica a la venta D. productos venta D. carteras, el resto D. los miembros del grupo se dedica a la venta D. verduras, venta D. ropa interior, venta D. abarrotes en tiendas D. barrio, comida y al servicio D. limpieza domestica; algunos D. sus puestos D. venta son fijos y otras son ambulantes. Sus competidores D. negocios están presentes, pero las señoras tienen clientes fieles que adquieren productos constantemente, en caso D. dificultades en sus negocios, diversifican su actividad comercial para obtener ingresos, algunas D. ellas empiezan a trabajar medio tiempo con un sueldo fijo en actividades D. limpieza D. viviendas y el otro medio tiempo atienden su negocio. Las socias quieren aprovechar las ofertas D. cosméticos por catálogos adquiriendo más mercadería e insumos para generar un mayor ingreso para poder brindar a sus familias una mejor calidad D. vida. Las socias esta emprendiendo su tercer ciclo demostrando ganas D. salir adelante, responsabilidad, honradez y sobre todo unión que es lo esencial en un grupo solidario. Este grupo esta emprendiendo su primer ciclo pero en la reuniones han demostrando ganas D. salir adelante, responsabilidad, honradez y sobre todo unión que es lo esencial en un grupo solidario

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 127
    View loans »
    Bolivia Loans Fundraising
  • $36,721,100
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Los Picaflores Group's $3,750 loan helped a member to increase working capital for their businesses.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Aug 18, 2009
Dec 1, 2009
Currency Exchange Loss:
Mar 15, 2010