Funded

Total loan: $3,250
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Vida Plena (Cuenca) Group

Ecuador
Cuenca, Ecuador / Natural Medicines

A loan of $3,250 helped a member purchase Omnilife products to sell.


Vida Plena (Cuenca) Group's story

The “Vida Plena” (Full Life) Communal Bank is located in the city of Cuenca, the capital of Azuay Province. It is renowned for its writers. Cuenca is the fusion of three cultures rich in symbolism, tradition, and art: Cañari, Incan, and Spanish. The people are warm, friendly, and as happy as our members.

Sra. Amarilis Villacreces is a member of the Vida Plena Communal Bank and lives in Cuenca. She is 20 years old, in a common law marriage, and has two children (age 3 and 1). Her husband sells Omnilife products. They do not own a home, so they are currently renting.

Amarilis also sells Omnilife products and has been doing this for four years. She says her business is doing well because she has many acquaintances. She travels around for her work so she has neither a fixed location nor a set schedule that she follows. Amarilis gets along well with the other members of her Communal Bank since they must work together. This is her first loan and she will use it to buy more Omnilife products. Her goal is to become a diamond level sales representative, which is the highest category for this particular business.

Sra. Sybella B. is a member of the Vida Plena Communal Bank and lives in Cuenca. She is 34 years old and has been divorced for 4 years due to irreconcilable differences. She has 4 children, ranging in age from 6 to 13. Her oldest daughter is a student at Asunción High School while the other three children attend the Alborada School. Her ex-husband does not support the children financially. She does not own a home, so she lives with her parents.

Sybella has been selling Omnilife products for six years and says she is doing quite well. She trains new associates and travels throughout the city selling her products. Her work schedule is from 8am to 8pm every day of the week. She gets along well with the other Communal Bank members. This is her first loan. Sybella says she was a member of another Communal Bank and has now formed a new group. This loan from Fundación ESPOIR will be used to buy more products. Her goal is to reach the diamond level category so that she can buy her own home.

Sra. Eva Peña is a member of the Vida Plena Communal Bank and lives in Cuenca. She is 40 years old, married, and has two children (ages 18 and 5). Her daughter is a student at the state university, while her son attends kindergarten at the Abelardo Tamariz Crespo School. Her husband is a taxi driver. They do not own a home, so they are currently renting.

Eva has been selling Omnilife products for five years and says she is doing very well. She works eight hours each day, travels throughout the city selling her products, and has an established customer base. She gets along well with all the members of the Communal Bank. This is her first loan with Fundación ESPOIR and will use the funds to buy more Omnilife products. Her dream is to have a house of her own and travel to different parts of the world.

In this group: Eva Casilda, Maria Herminia, Sybella Veronica, Amarilis Soraya, Julia Dolores*, Maria Lucila, Carmen Esperanza, Zoila Mercedes, Maria Del Rosio
*not pictured

Translator profile picture

Translated from Spanish by Kiva volunteer Ronan Reodica


Loan details

Loan length:

11 months
Repayment schedule: Irregularly
Disbursed date: November 6, 2009
Facilitated by Field Partner: Fundación ESPOIR

Lenders and lending teams



Loan details

Loan length:

11 months
Repayment schedule: Irregularly
Disbursed date: November 6, 2009
Facilitated by Field Partner: Fundación ESPOIR