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Carot Group
In this Group: Isabella, Sauda, Asia, Sulumu, Mursala, Mariam, Dafruza, Amanzi, Silvia, Stella, Asha, Joyce, Mary , Hussein, Bakar, Mwahamisi
Isabella I., age 25, is unmarried. She has a daughter who is three years old named Beatrice. Isabella owns and operates a beauty salon in the Tegeta area of Dar es Salaam, Tanzania. She has been working in the beauty salon business since 2003, beginning when she was just 19!

The salon is open from 8:30 am until 9 pm daily, and Isabella makes a monthly profit of about $250. This is her second loan from Tujijenge Tanzania. The first loan was repaid successfully and helped Isabella to maintain her salon.

With this loan, she hopes to invest in salon equipment like scissors and combs, hair weaves, shampoos and conditioners, and other products to increase the operating capacity of the salon. In the picture, Isabella is in the back row wearing red.

Isabella will share this loan with the members of her group, Carot. They will hold each other accountable in paying back their loans.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 27
    View loans »
    Tanzania Loans Fundraising
  • $16,172,650
    Funds lent in using Kiva
  • 1,332.5
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Carot Group's $4,975 loan helped a member salon equipment, hair weaves, and hair products for her salon.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Nov 18, 2009
Nov 21, 2009
Currency Exchange Loss:
Apr 15, 2010