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Sem K.,48, is a rattan cupboard maker and widowed mother caring for six children. Two of her children are employed: A son is a carpenter and is also hired by villagers to help with plowing their farms; and a daughter is a worker who sews clothes. Since 2007, Sem K. has owned a small rattan cupboard sales point. Sem K. requested a loan to purchase a trailer and old motor, which she will use to transport her rattan to sell door-to-door. Sem K. and her son are pictured at their house.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 160
    View loans »
    Cambodia Loans Fundraising
  • $41,452,375
    Funds lent in using Kiva
  • 4,157.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Sem to purchase a trailer and old motor.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 12, 2009
Dec 1, 2009
Currency Exchange Loss:
Dec 16, 2010