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This is Pampilo I., who is 59 years old. He is married to Lydia, 48. They have three children: one is in college, the eldest is working and the other stays home.

Pampilo owns and manages a home-based manufacturing business. He makes snack items like banana chips, sweetened puffed corn and fish crackers. He hires an assistant in the work yard. He earns close to 30,000 Philippine pesos a month. He is happy that one of his children has already finished college and another one is working his way towards graduation. He was also able to purchase property in the province. All these are fruits of his labor.

Pampilo became an active member of the Center for Community Transformation (CCT) Credit Cooperative in 2005 and has since been enjoying many benefits from the cooperative. He is currently in need of additional capital for the continuity of his business. He applied for a P30,000 loan with CCT to augment his business needs.

He wishes for his small manufacturing station to become a factory soon. He’s working double time nowadays because he still has two children to get through college.

About CCT

The Center for Community Transformation (CCT) is an organized Christian response against poverty and social injustice. This is carried out through the fusion of social-development initiatives and evangelical mission in a uniquely Filipino context. It serves urban and rural poor communities throughout the Philippines in pursuit of its desire to see changed lives, strong families and transformed communities centered in the Lordship of Jesus Christ. CCT is a member of the Five Talents family.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 375
    View loans »
    Philippines Loans Fundraising
  • $70,797,850
    Funds lent in using Kiva
  • 46.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Pampilo to purchase raw materials for the production of chips and crackers.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Nov 4, 2009
Nov 20, 2009
Currency Exchange Loss:
May 15, 2010