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Evangeline P. is from the village of Zone 4, Tumpagon, Cagayan de Oro City. She is 29 years old, married and has three school-aged children. To make a living, Evangeline owns and operates a business venture in the retail sector running a sari-sari (variety) retail store. The main source of income for the business comes from selling a variety of products in the local community. Evangeline has been engaged in her business for over five years and earns approximately 7,000 PHP a month from these activities.

In 2008, Evangeline joined Kiva partner HSPFI to gain access to financial services to help improve her living situation and ability to engage in business activities. Evangeline has successfully repaid a previous loan of 11,000 PHP from HSPFI. She is requesting a new loan of 14,000 PHP, which will be used to purchase new items to expand her product offering. This loan will be her fourth from HSPFI. She plans to use the additional revenue generated from the business to supplement her family's income.


HSPFI is one of the accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

Additional Information

About Hagdan Sa Pag-uswag Foundation, Inc.

Hagdan Sa Pag-uswag Foundation, Inc. (HSPFI) is a non-governmental development organization founded in 1987 to promote Christian values through microfinance services in the Philippines. It partners with Opportunity International and the Mindanao Microfinance Council among others, and offers a range of business and community development services, including savings and insurance programs in addition to lending.

About Philippines

  • $7,000
    Average annual income
  • 430
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 46.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Evangeline to purchase new items to expand product offering.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Nov 11, 2009
Nov 20, 2009
Currency Exchange Loss:
Sep 15, 2010