Khadija Kasim A. is a small business owner, and married mother of three children. One child is in kindergarten, another is in primary school, and the other is in secondary school. She runs a café at Yombo Vituka in Dar es Salaam. She has been in this business for seven years. She purchases her goods from wholesale shops and at the markets in Vituka and Kariakoo. The income from her business helps her pay the school fees for her children as well as the daily needs of the family. She requests a loan of 1,200,000 to buy more business goods.