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Dative is 37 years old and is married with four children aged between 1 and 9 years. She lives in the Rwamagana district approximately one hour and half drive from Kigali, the capital city of Rwanda. It is in this area where she has owned a shop selling foodstuffs since 2005, working from 8 a.m. to 6 p.m. every day.

Dative realized that her profit is still too low to expand meaningfully and she believes that a small amount of additional capital would change that for her. For that reason she is requesting her first loan from Kiva lenders via Vision Finance Company to purchase some additional foodstuffs. This will enable her to attract new customers and increase her sales and (hopefully) profits as well.

With the continued success of her business, Dative will be able to continue paying school fees for her children and will be able to build a secure future for them.

Additional Information

More information about this loan

This loan helps low-income entrepreneurs in Rwanda grow their businesses and, ultimately, to support their families. These loans typically serve very poor and rural clients and particularly women, who often lack access to the traditional collateral needed for a loan. VFC serves these entrepreneurs through both individual and group loans and provides them with financial education and tools for them to save money for the future. By supporting this loan, you are helping Rwandan entrepreneurs build the means to support their families and improve their lives.

About VisionFund Rwanda

VisionFund Rwanda (VFR), is the microfinance subsidiary of World Vision and is one of the largest microfinance institutions serving rural underprivileged communities in Rwanda, many of which do not have access to formal financial services.

VFR serves people and communities that are economically productive but low-income, especially in very rural areas. This includes small business owners and salary earners who are looking for opportunities to provide better lives for their families and a promising future for their children.

About Rwanda

  • $1,700
    Average annual income
  • 42
    View loans »
    Rwanda Loans Fundraising
  • $18,427,025
    Funds lent in using Kiva
  • 568.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Dative to purchase some additional foodstuffs.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Nov 16, 2009
Nov 19, 2009
Currency Exchange Loss:
Aug 15, 2010