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Delia R. is from the village of Talisay. She is 58 years old, is married, and has four children: three of them are adults and the youngest is school-aged.

Delia owns and operates a business providing electronic services such as appliance repair and video karaoke assembly to the local community. She has been engaged in her business for over three years and earns approximately 6,000 PHP a month.

In 2006, Delia joined PMPC to gain access to financial services to help improve her living situation and her ability to engage in business activities. She has successfully repaid a previous loan of 14,500 PHP from PMPC.

Delia is requesting a new loan of 10,000 PHP which will be used to purchase additional electronic materials needed to provide service. This loan will be her 7th from PMPC. She plans to use the additional revenue generated from the business to improve and expand her business and also to support the education of her youngest child.

About PMPC:
Paglaum Multi-Purpose Cooperative (PMPC) is one of the most progressive cooperatives in northwestern Mindanao. It reaches out to the rural poor using the Grameen model.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 515
    View loans »
    Philippines Loans Fundraising
  • $69,838,675
    Funds lent in using Kiva
  • 46.5
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Delia to purchase electronic materials needed to provide service.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 21, 2009
Nov 19, 2009
Currency Exchange Loss:
May 15, 2010