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Leticia M.
Leticia is a married woman who has been in business for about 18 months. She has a daughter in nursery school and eight dependents. Leticia owns a kiosk at the central market in Bo where she sells cosmetics and African dresses for women. Prior to setting up her own business, Leticia was in hotel management, but then resigned as the salary she was earning was meager.

Leticia hopes to use the loan to purchase additional cosmetics and African dresses for her kiosk, and the proceeds will be used partly to secure a plot of land and later build a house. She spends her entire time at her business.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 37
    View loans »
    Sierra Leone Loans Fundraising
  • $9,980,225
    Funds lent in using Kiva
  • 3,838.5
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Leticia M. to purchase cosmetics and dresses.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Oct 21, 2009
Nov 18, 2009
Currency Exchange Loss:
Jul 15, 2010