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Rayito De Luna Group
In this Group: Maria Luz, Beatriz, Antonia, Fatima Janett, Limber Michael, Juana Dionisia, Esperanza Sophia, Rosmery, Edith Vanesa, Soledad Gabriela
“Rayito de Luna” (Little Moonbeam) is the name of this group consisting of 9 women and 1 man. They have recently gathered together to access a loan. The group’s board of directors is led by Maria Luz Fernández (President), Beatriz C. (Treasurer), and Fátima Janett O. (Secretary). They all hope the group will grow and succeed.

Of all the members, five of them sell cosmetics such as lipsticks, perfumes, crèmes, and other items. Three members sell CDs. One sells a variety of products and another sells dried foods to her customers. They all need to buy merchandise so that they can generate more income from their respective businesses.

View original language description ↓
Rayito de Luna así se hace llamar un grupo de 9 mujeres y 1 varón, que se agruparon recientemente para acceder al préstamo, liderizadas por su mesa directiva se tiene a Maria Luz Fernández como Presidenta, Beatriz C. como Tesorera y ocupando la cartera de Secretaria de Actas está Fátima Janett O., ellas esperan que el grupo crezca y siga adelante.
Del total de integrantes cinco se dedican a la venta de cosméticos, es decir, lápiz labial, perfumes, cremas y otros, tres venden CDS, una vende diferentes artículos y otra vende alimento seco o víveres a sus clientas. Todas necesitan el préstamo para comprar mercadería y generar mayores ingresos en sus respectivos negocios.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 124
    View loans »
    Bolivia Loans Fundraising
  • $36,721,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Rayito De Luna Group's $2,900 loan helped a member purchase merchandise.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 30, 2009
Dec 1, 2009
Currency Exchange Loss:
May 15, 2010