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Agapita G., 54, lives in Bagong Silang, Caloocan City with her husband Romeo, 53, a carpenter, and their three children.

Agapita makes rags sewn from fabric trimmings that she buys from garment factories. She then sells the finished rags to customers. Agapita earns at least P3,000.00 a month.

She needs a new loan in the amount of P8,000.00 so she can buy more scrap fabrics for her business. She hopes to make her workshop a lot bigger in the future so that she can be of help to many unemployed individuals.

About CCT:

The Center for Community Transformation (CCT) is an organized Christian response against poverty and social injustice. This is carried out through the fusion of social development initiatives and evangelical mission in a uniquely Filipino context. It serves urban and rural poor communities throughout the Philippines, in pursuit of its desire to see changed lives, strong families, and transformed communities centered in the Lordship of Jesus Christ.

CCT is a member of the Five Talents family.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 457
    View loans »
    Philippines Loans Fundraising
  • $69,802,850
    Funds lent in using Kiva
  • 46.5
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $175 helped Agapita to buy fabric trimmings.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Oct 21, 2009
Nov 17, 2009
Currency Exchange Loss:
Mar 15, 2010