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Silvio Jose
Silvio is single and has no children. He has worked as a process server for the court in the municipality of Nueva Guinea for the past four years. He is requesting his second loan in order to purchase construction materials and later, with another loan, construct his house. Currently he lives in his parents' home. His dream is to keep studying so he can become an excellent professional and have better living conditions. He is a young man who is adored by his co-workers for his humility and good manners.
View original language description ↓
Silvio, es soltero, no tiene hijos, trabaja como notificador del poder Judicial en el municipio de Nueva Guinea desde hace 4 años, esta solicitando refinanciamiento de su 2do crèdito, para invertirlo en compra de materiales de construcciòn y posteriormente con otro credito hacer la construccion de su casa, pues actualmente habita en casa de sus padres, su sueño es seguir estudiando para llegar a ser un excelente profesional y tener mejores condiciones, es un joven muy querido por sus compañeros de trabajo por ser muy humilde y de buenas costumbres.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 51
    View loans »
    Nicaragua Loans Fundraising
  • $26,293,200
    Funds lent in using Kiva
  • 20.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Silvio Jose purchase construction materials.
100% repaid
Repayment Term
25 months (Additional Information)
Repayment Schedule
Nov 7, 2009
Nov 13, 2009
Currency Exchange Loss:
Nov 15, 2011