A loan of $2,900 helped a member construction of a family home on already-purchased land.


Khulafai Primary School Group's story

These are some of the teachers of the Khulafai Primary School, located in Makeni, a town in Northern Sierra Leone. The school serves a total of 805 students (338 boys, 467 girls) and employs 23 teachers. In operation for 12 years, it receives a small annual stipend from the government to help cover its operating costs (very few schools in Sierra Leone are funded exclusively by the government). The school reports many successes, including the fact that the external (national) exam scores for their pupils have been steadily increasing thanks in large part to the teachers' hard work. For many of the teachers here, however, life can be a struggle. The school has fallen into disrepair, and there are no funds available to build additional classrooms, repair walls, replace broken desks, or make other necessary adjustments. Furthermore, many teachers' salaries are long overdue, with some that have waited over two years to receive a paycheck. Many teachers engage in side-projects and small businesses in order to supplement (or in some cases replace) their salaries, and Khulafai's teachers are collectively seeking a loan of SLL 11 million from SMT and Kiva Lenders.



Momodu K. (pictured second from right, back row) is a senior teacher at the school and has taken on the role of group leader. Momodu is 46 years old and has been teaching young children for 25 years. He is married to a petty trader, and together they have eight children (three boys and five girls). Five of Momodu's children attend school and three are not yet old enough. Some time ago, he purchased a plot of land on which he dreamed of building a house for his family because he believes that "once you own a home, you have something for which you and your family can be proud." He plans to use his portion of the funds to finance the purchase of some materials so that he can begin construction.

In this group: Momodu , Marie , Hannah, Janet, Agnes, Abibatu, Alie M., Mohamed L., Hawanatu, John P., Abdul A.*, Sylvester K.*
*not pictured



Loan details


Lenders and lending teams



Loan details