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Carlos Alberto
Carlos L. is a responsible father who works hard to provide his family with the proper conditions necessary to develop. He has two small children to support and house in a dignified manner. His main worry currently is that he needs to buy building materials to rebuild his house and add a room for his sons that will protect them from any seismic faults in the area. For this reason he is requesting financing to buy building materials thereby beginning to improve his family's living conditions who so depend on him.
View original language description ↓

El señor Carlos L. es un padre responsable que se dedica a laborar fuertemente para proporcionarle a su familia las condiciones necesarias para su desarrollo. Él tiene dos pequeños hijos a los que debe mantener y brindarles un techo digno donde poder habitar.

Su principal preocupación actualmente es que necesita invertir en la compra de materiales de construcción para reconstruir su vivienda y levantar un cuarto para sus hijos y así protegerlos de cualquier falla sísmica en su localidad. Es por esto que solicita un crédito para invertirlo en la compra de los materiales de construcción y así comenzar a mejorar las condiciones de vida de su familia que tanto depende de él.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 85
    View loans »
    Nicaragua Loans Fundraising
  • $25,792,450
    Funds lent in using Kiva
  • 20.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Carlos Alberto to buy building materials.
100% repaid
Repayment Term
19 months (Additional Information)
Repayment Schedule
Oct 29, 2009
Nov 13, 2009
Currency Exchange Loss:
Mar 15, 2011