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María Julia
María Julia A. E. is 55 years old and lives in the town of Santa Tecla in the department of La Libertad. Her two grandchildren Eduardo (age 10) and Fabiola (age 13) live with her. Her husband, Don Mario, is a tailor who earns a monthly income of $200 USD. For this reason, María made the decision six years ago to help her husband with the household expenses by starting her own business selling clothes and shoes.

She is now requesting a loan to buy inventory for her store so that she can take advantage of the Christmas season. During this time, many customers return to her business.

View original language description ↓
María Julia A. E. de 55 años de edad vive en Santa Tecla municipio del departamento de La Libertad, junto a sus dos nietos Eduardo de 10 años y Fabiola de 13 años de edad, también la acompaña en el hogar su esposo don Mario quien se dedica a trabajar como sastre. Los ingresos mensuales de don Mario apenas alcanzan los $200 US, es por ello que María hace seis años tomo la decisión de apoyar a su esposo con los gastos del hogar, montando ella su propio negocio donde vende ropa y zapatos, el crédito que ahora solicita es para surtir el mismo ya que desea aprovechar la época navideña, donde muchos clientes recurren a su negocio.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 701
    View loans »
    El Salvador Loans Fundraising
  • $29,661,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $850 helped María Julia purchase inventory for the holiday season.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 31, 2009
Nov 12, 2009
Currency Exchange Loss:
Apr 22, 2011