Abena is forty-one years old married woman with three children who are all in school. She lives with her husband and children in a rented apartment in a town called Kade. Abena works to support her husband to provide for the family. She is a trader. Abena is in the palm oil production business. She buys the fresh palm nuts from nearby communities, prepares the oil and supplies to retailers in her community. She also sells at the local market and treks as well. Abena has been in business for five years and wants a loan to procure palm nuts in bulk to expand her business.