A loan of $1,025 helped to purchase two cows and coal for his café.


Djamolidin's story

A. Djamolidin is 45 years old. He is married with five children. Djamolidin runs his own café cooking shish kebabs. His café is located in the local central market. He has been in this business for 11 years. Djamolidin is trying to use only the best quality meat in his café. Thus, for example, he is breeding the cattle. He sells some of the meat and he uses some in his café. His elder son helps him in the café and will probably, in the time, inherit the business. The café and cattle breeding are the main sources of income for the family. Today Djamolidin requests 4450 somoni. He is planning to purchase two cows and coal for his café for cooking the shish kebabs. Having a positive credit history, Djamolidin is sure that he will also repay this loan on time.

More about Tajikistan and IMON International: Tajikistan is perhaps best known for its epic mountain passes and its rich history which includes its place as a key post along the Silk Road and events at the end of Alexander the Great's rule. It has produced famous thinkers, philosophers, scientists and poets, including Rudaki, Avicenna, Ferdowsi, Omar Khayyam, Jomi, and Rumi. The country is home to communities that still speak the ancient Sogdian language and a civilization that dates back to the 4th millennium BC. Even today, it is a complex mixture of the Islamic faith, Soviet culture, New West culture and Central Asian traditions.

But Tajikistan is also the poorest of the former Soviet republics. A civil war, which ignited soon after its independence from the U.S.S.R., further damaged an already weak economy. In addition, 93% of the country is mountainous and only 7% of the land is arable. These conditions have resulted in high levels of unemployment and have forced hundreds of thousands to seek work in other countries, mainly Russia. While the people of Tajikistan are working to improve its agricultural productivity and the manufacturing sector, nearly two-thirds of the population still live in abject poverty.

IMON's History Since December 2007, IMON International has worked closely with Kiva and Kiva lenders to ensure that poor and low income clients represent viable business prospects. Funds raised through Kiva have already been distributed to thousands of IMON International's clients and will continue to provide thousands more with permanent access to the varied financial services they need. To learn more about IMON International's work, please visit: www.imon.tj.



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