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Mouhamad is a 35 year-old man who lives in Nabatieh, southern Lebanon with his wife and their three children. Mouhamad has been running a big generator for five years. This generator allows several apartments to have electricity when there is an electricity cut off. Since in his region there is a lot of cut offs, he wants to expand his business to provide electricity to more houses. Mouhamad is requesting a loan from Kiva partner Al Majmoua in order to purchase diesel and do some maintenance work on his generator. This is his third loan cycle and he has always paid on time.

His clients are his friends and neighbors. When Mouhamad first started his business, he had to face competition. Mouhamad decided on doing his work because of his experience and he wanted to improve his financial situation. In the future, he plans on expanding his business.

Additional Information

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.

About Lebanon

  • $15,800
    Average annual income
  • 31
    View loans »
    Lebanon Loans Fundraising
  • $19,527,350
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Mouhamad to purchase diesel and do some maintenance work on his generator.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 20, 2009
Nov 13, 2009
Currency Exchange Loss:
Nov 15, 2010