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Ehen Bi Apuei Group
In this Group: Mary, Comfort, Gladys, Sussana, Margaret
Mary is 40 years old. She is married and the mother of three children. All of her children are in school thanks to the proceeds from her business. Mary is a seamstress and has been sewing for twenty years now. She is a specialist in female wears, and her skills and designs are of class. She sews a variety of styles which give her customers a new look, including kids school uniforms, church attire, kaba and slit, wedding dresses and funeral clothes. She would like to use the requested loan money to buy sewing supplies such as linen, thread and thimbles in order to increase her output and efficiency. Through her dedication and hard work she now has six apprentices; the quality training she provides will benefit them in their future endeavours. Mary hopes to increase her savings to provide her children with quality education. She needs the loan for the Christmas season so she will be able to increase her profits thanks to the increase in customer demand for dresses during this festive time.

Mary is the leader of a trust bank group called ‘Ehen Bi Apuei’. She is the one standing in the middle in the group photograph. Most of the members of this group are petty traders, food vendors and farmers. In this group, members act as guarantors for one another, providing social collateral to access the loan and peer pressure to repay it. The group would be grateful for your assistance.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 34
    View loans »
    Ghana Loans Fundraising
  • $12,522,450
    Funds lent in using Kiva
  • 1.4
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Ehen Bi Apuei Group's $1,975 loan helped a member to buy sewing supplies to increase her output and efficiency.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 5, 2009
Nov 13, 2009
Currency Exchange Loss:
Jun 15, 2010