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Di Woho Ni Group
In this Group: Doris, Safuratu, Mary, Stella, Bashiru
Doris is 50 years old, married and has three children, all of whom are in school. She lives with her husband and children in a rented apartment in Kade, a farming/commercial town in the Eastern Region of Ghana. She is a trader in second-hand clothes.

Doris (pictured middle) is the leader of a trust bank group called ‘Di woho ni’, meaning 'be disciplined'. Most of the group members are engaged in trading or farming activities. The group members are requesting a loan to procure goods in bulk to expand their businesses. It is their desire to give their children the best education they can afford.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 34
    View loans »
    Ghana Loans Fundraising
  • $12,522,425
    Funds lent in using Kiva
  • 1.4
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Di Woho Ni Group's $1,750 loan helped a member to buy goods in bulk.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 5, 2009
Nov 13, 2009
Currency Exchange Loss:
Jun 15, 2010