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Sim S., 49, is married with two children. They live in Kandal Province, Cambodia. To make a living, she sells various kinds of groceries at home, earning approximately US $7 per day. This is her first loan from CREDIT, Kiva’s partner. Her husband is a middle man who buy cows from the local farmers from the village and sells them to markets in the town; he earns an income of US $5 per day. Mrs. S. and her family members are seeking to improve their standard of living and to generate a better income. Therefore, she is asking for a loan of US $1000 to purchase more groceries to stock her store.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 174
    View loans »
    Cambodia Loans Fundraising
  • $41,452,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Sim buy groceries.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 8, 2009
Nov 12, 2009
Currency Exchange Loss:
Jun 15, 2010