Here are Kyaal’s partners in the group: Miralan, Elmira, and Gulzat.
Miralan is twenty-two. He is already married and has a daughter. Miralan resells cattle on the livestock market. His wife stays at home, as their daughter is just one and a half years old. Miralan is a very capable businessman and provides sufficiently for his family. He hopes to receive a loan and to invest it towards his working capital. Miralan’s lifelong dream is to save up enough money to buy a private apartment.
Elmira is thirty-one years old. She is the mother of two children. Her youngest daughter is just three years old. Elmira works as a saleslady in the “National” shopping center. Her husband is a metalworker in the town of Tokmok. Thanks to a joint effort, Elmira and her husband were able to do a good job renovating their home. Elmira decided to apply for a loan in order to obtain a large cow. After reselling the cow, Elmira plans to buy a car.
Gulzat is thirty-three yars old. She is married and has two children. Gulzat works as a salesperson and consultant. Her husband is the founder of the firm “Asia Build.” Gulzat hopes to receive a loan and put it towards the trade of consumer goods. With the profits, Gulzat wants to buy herself a car.
Вот партнёры Кыял по группе: Миралан, Эльмира и Гульзат.
Миралану двадцать два. Он уже женат и имеет дочку. Миралан занимается перепродажей скота на скотном рынке. Жена находится дома, дочке всего полтора годика. Миралан умело занимается своим делом и достойно кормит семью. Он надеется получить кредит и вложить в оборотный капитал. У Миралана есть заветная мечта накопить много денег и купить отдельную квартиру.
Эльмире тридцать один. Она мать двоих детей. Младшей дочери всего три года. Эльмира работает продавцом в торговом центре «Народный». Её муж работает слесарем в г. Токмок. Благодаря совместным усилиям Эльмире и её мужу удалось сделать хороший ремонт в доме. Эльмира, решила обратиться за кредитом, для приобретения крупнорогатого скота. Перепродав скот, Эльмира планирует купить автомобиль.
Гульзат тридцать три года. Она замужем и имеет двоих детей. Гульзат работает продавцом – консультантом. Её муж – учредитель фирмы «Азия строй». Гульзат надеется получить кредит и вложить в торговлю потребительскими товарами. После получения прибыли Гульзат хочет купить себе машину.
--- Where Did This Loan Come From? ---
This loan is brought to you by Mol Bulak Finance, a young and ambitious socially-focused MFI in Kyrgyzstan.
Mol Bulak Finance is strongly committed to the principles of sustainable development on the basis of 3-Ps concept - People (building human capital and taking care of its customers and the society as well), Profit (to be profitable to grow further) and the Planet (taking care of the environment). It is also the only MFI in Kyrgyzstan who delivers its services to customers 365 days a year. To learn more about Mol Bulak and view a Video presentation about the organization, please visit: http://www.kiva.org/about/aboutPartner?id=135
If you would like to support and learn more about Kyrgyzstan and micro-finance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan - at http://kiva.org/team/kyrgyzstan. Members will get special updates and news from the Kiva Fellows in Kyrgyzstan and Mol Bulak staff.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid