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Som N. makes a living selling chicken and pork porridge to her new and longstanding customers. She earns approximately $2 US per day. She is 51 years old and married with five children. They live in Kampong Chnang Province, Cambodia. Her daughter operates a business designing and sewing clothes, earning $2 US per day to help cover the family's expenses.

Mrs. N. and her family members are seeking to improve their standard of living and to generate a better income. Therefore, N. is asking for a loan of $1000 US to purchase a motorbike to more easily commute to the market to buy goods. The motorbike will also help one of her family members to travel to work more easily and cut back on using public transportation services. This is her second loan from CREDIT, Kiva’s partner. The photo shows N. with her son.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 209
    View loans »
    Cambodia Loans Fundraising
  • $39,893,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Som to buy a motorbike.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 16, 2009
Nov 11, 2009
Currency Exchange Loss:
Oct 16, 2010