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Chan L., 28, pictured with her husband, is married and lives with two of her children in the Takeo province. She and her husband are farmers; additionally, they make cow bells to sell at the local market. They typically make about US $2 each day.

The weather conditions have been difficult for farming in Cambodia this past year and inflation has also been out of control. These factors have made this a tough economic year for many Cambodians, Chan L. included. In light of these economic difficulties, she is asking for a loan of US $800 to purchase materials and tools to make more cow bells. She is confident that this loan will allow her to increase her daily income and to better support her family.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 93
    View loans »
    Cambodia Loans Fundraising
  • $41,820,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Chan purchasing materials and tools to make more cow bells.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Oct 28, 2009
Nov 11, 2009
Currency Exchange Loss:
Sep 16, 2010