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A small-sized wooden house in Kampong Chhnang is the location of Mrs. Nhem M.'s home and grocery store. She usually buys produce in bulk from a market supplier and sells it from her house. Normally, she can make an average income of $6.00 per day. She has been running her business since early 2000. Nhem M. is a single woman who tries to earn money for herself. Nhem M.'s investment is her main source of income and she recently sold all of the produce in her store. Therefore, she would like to ask for a loan to buy more groceries to sell.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 81
    View loans »
    Cambodia Loans Fundraising
  • $41,793,100
    Funds lent in using Kiva
  • 4,161.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Nhem to buy more groceries to sell.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Oct 15, 2009
Nov 10, 2009
Currency Exchange Loss:
Sep 15, 2010