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This is Susan H., 43 years old. She has been making processed meats like sausages and hams in the comfort of her home for the last three years. She lives in Ascoville, Caloocan City with her husband, Robert, 60, and their only child.

Susan’s products appeal to a lot to her customers so that she always finds herself working overtime to meet their demands. She is thankful to the Center for Community Transformation (CCT) Credit Cooperative for providing her loans which she has used to buy raw materials like fresh meat and seasonings. She now earns at least P6,000 a month, aside from her additional income being a tutor in the neighborhood. She has a teacher’s education back in college.

Susan uses her profits to support the daily needs of her family. She applied for a fresh loan from CCT in the amount of P8,000 as additional capital for her business. She also wishes to establish a restaurant soon.

About CCT
The Center for Community Transformation (CCT) is an organized Christian response against poverty and social injustice. This is carried out through the fusion of social development initiatives and evangelical mission in a uniquely Filipino context. It serves urban and rural poor communities throughout the Philippines, in pursuit of its desire to see changed lives, strong families, and transformed communities centered in the Lordship of Jesus Christ.

CCT is a member of the Five Talents family.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 558
    View loans »
    Philippines Loans Fundraising
  • $69,906,675
    Funds lent in using Kiva
  • 47.0
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $175 helped Susan to use as additional capital for her business.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Oct 22, 2009
Nov 9, 2009
Currency Exchange Loss:
Mar 15, 2010