A loan of $1,075 helped to expand her grocery business.


Teresita's story

Teresita D. is a 48 year old single mother. She lives with her two children, who are both enrolled in college, in Malaria, Caloocan City. Teresita has been in business for the last 18 years. She started small, just like any other entrepreneur, but her hard work and perseverance paid off. Her general store now qualifies to be called a mini-grocery store. Life, however, took a turn on her, her husband passed away a few years back but she didn’t lose hope. She worked hard to sustain their basic daily needs by focusing on her business. Thanks to her faith, she was able to cope. Her monthly income is now P27, 000.00. She joined the Center for Community Transformation (CCT) Credit Cooperative in 2005. She has been active in inviting other women in her community to her group. She has just finished repaying her previous loan with the cooperative. Teresita is now on her tenth loan cycle and she has applied for a fresh loan in the amount of P50, 000.00. She dreams of having a larger grocery store someday and possible another branch. About CCT The Center for Community Transformation (CCT) is an organized Christian response against poverty and social injustice. This is carried out through the fusion of social development initiatives and evangelical mission in a uniquely Filipino context. It serves urban and rural poor communities throughout the Philippines, in pursuit of its desire to see changed lives, strong families, and transformed communities centered in the Lordship of Jesus Christ. CCT is a member of the Five Talents family.



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