A loan of $4,100 helped a member addition to capital.


Emprendedoras Group's story

The EMPRENDEDORAS Village Bank is composed of 11 clientes who are from the Villa Copacabana area and live by the crossroads. They sell several types of traditional meat-filled pastries, run neighborhood stores, sell groceries such as sugar, flour, rice and noodles, sell cosmetics, clothes and food. During the 6 loan cycles with Emprender, the bank has reorganized the partnership, leaving 50% of the partners that are the most responsible and timely with their payments. Mrs. Gaby is the representative and is one of the founding members of the bank. As a leader, she currently has the role of president of the bank which is in its sixth loan cycle. In the period before her loans, she demonstrated responsibility. She is strict with her colleagues and enforces the operating rules of the bank. She is one of the partners who stands out the most in the punctuality of her payments demonstrating to all that it is very important to follow the internal rules. She stands out as a responsible person, offering her support to all of her fellow partners be it morally or economically . When it comes to running her group, she demonstrates leadership and is insistent in collecting the loan repayments from her colleagues when it is time. She is using the new loan to add to her capital and to generate more income. She distributes groceries on a credit basis. Mrs. Gertrudis, a member who in this cycle took on the role of treasurer of the bank, is one of the founders of the bank. Currently, she sells chicken empanadas. During her time with the bank, she has demonstrated responsibility and timeliness with her payments. She is using the loan to purchase raw materials. As one of the members in a responsible position with the bank, she follows the internal rules. Mrs. Mariela is one of the members that has joined the group and this is her first loan cycle with the bank. She currently has the position of secretary for the bank. During her interview and her interactions with the group, she has demonstrated punctuality and dynamism with her fellow members. She sells clothing and bedding on a credit basis. She is using the loan to purchase more merchandise in the city of Oruro.

In this group: Mery Gaby, Esperanza, Mariela Shirley, Narda Roset, Gertrudis, Zenobia Sonia, Justina Nieves , Isabel, Maria Clara, Mercedes, Esperanza
*not pictured

Translated from Spanish by Kiva volunteer



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