A loan of $2,400 helped a member buy merchandise and raw material.


Bc Abejitas Group's story

The BC Abejitas Communal Bank is comprised of 12 people of various ages from 20 to 55. The president of the bank is a person of strong character, happy, and proactive. Together with her neighbors she forms part of the bank. Her only child attends school.

Marcela is the treasurer of the bank. She is a very happy, determined, and proactive person. She has three children; one has his own home.

Santusa is the secretary of the bank. She is very calm, yet she is also proactive and determined.

The other people who comprise the bank have similar personalities.

The president, Simona, sells domestic appliances. Marcela sells women’s clothes (aprons and “polleras” traditional Bolivian skirts). She sells in the interior of the department where she lives. Santusa sells wholesale sporting shoes. She distributes them in the different fairs in the city. The other members sell things like food in their homes and at the fairs. Others make quilts from wool or sell sportswear.

If there are others in their area doing the same work, the abundance of consumers in the market and the constant urban growth make sure that they are not affected. On the contrary, many of the members are hoping to make their businesses grow by expanding them. That is why they are asking for the loan. The members are asking for the loan to get a greater quantity of merchandise. Others will buy new machines to increase their production. Others will buy raw materials in large quantities, which will increase their working capital.

This group is in their first cycle, but the majority of them already know each other and have working experience with this type of loan.

In this group: Simona, Marcela, Maria Lucrecia, Aureliana, Elsa Martha, Judith Ruth, Beatriz, Ivan Erich, Santusa De, Juana Beronica, Virginia Sabina De, Virginia

Translated from Spanish by Kiva volunteer Ginny Kalish


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Loan details