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Galina K. is single and has three children. She sells various agricultural products such as seeds and fertilizer. Her income is about 4,000 Ukrainian grivna (UAH).

Galina has been in this business for 10 years. She used to go to Russia to make her living, but it was difficult for her family. That is why Galina decided to try her own business. She rented a kiosk at a good location and began her sales business. Galina was able to create a good pricing policy that attracted new clients and kept returning clients. Galina's business grew, and today it is the only source of her income.

Galina would like to borrow 10,000 UAH to purchase fertilizer. Her goal is to increase sales and make additional income.

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,200
    Average annual income
  • 5
    View loans »
    Ukraine Loans Fundraising
  • $6,552,350
    Funds lent in using Kiva
  • 8.1
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,250 helped Galina to purchase fertilizer for resale.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Oct 9, 2009
Nov 7, 2009
Currency Exchange Loss:
Aug 15, 2010