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Un Y. is a 45-year-old widowed villager who lives in Kampong Chhnang province. She is the mother of four children; two are employed, one works driving a taxi and another one is a garment worker. Her husband died of senility years ago. Although a widow, she is a determined woman who tries to earn money from making clay stoves. She waits till she has a lot of stoves before selling to her customers.

Recently, her stock of the raw materials she needs has run out. Therefore, Un Y. is applying for a loan in order to purchase clay to make stoves for sale.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 66
    View loans »
    Cambodia Loans Fundraising
  • $41,793,100
    Funds lent in using Kiva
  • 4,150.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Un to purchase clay to make stoves for sale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 20, 2009
Nov 6, 2009
Currency Exchange Loss:
Sep 15, 2010