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Johanna Lucia
Johanna Lucia García, 24, lives in the San Juan neighborhood with her husband, who works as a security guard in a private company to help her with household expenses. They have two sons, a 10-year-old and a three-month-old newborn. Johana has been a farmer for the past 6 years and she counts on her mother-in-law's support. Her plan for the future is to improve her house because she needs to replace the roof which is heavily damaged and has many holes which in the Winter allow water to come in and do a lot of damage. She is grateful to Afodenic for approving her 6th loan which she will use to buy raw materials to improve her crop yields.
View original language description ↓
La joven Johanna Lucia García , tiene la edad de 24 años, habita en el barrio San Juan, junto a su esposo el cual trabaja como guarda de seguridad en una empresa privada , para apoyarle con los gastos del hogar , ellos tienen dos hijos varones de diez y un bebé de tres meses de nacido , doña Johana desde hace seis años se dedica a los trabajos agrícola y tiene el apoyo de su suegra , los planes hacia un futuro es mejorar la vivienda ya que le quiere cambiar el techo , por que en tiempo de invierno el agua le afecta ya que tienes mucho orificios por ser muy viejo. Agradece a Afodenic por la buena aprobación de su sexto crédito, el cual lo va a invertir en insumos agrícolas, para mejorar la producción.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 61
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 20.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Johanna Lucia to buy raw materials and fertilizers for her crops.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
At end of term
Oct 31, 2009
Nov 4, 2009
Currency Exchange Loss:
Jun 15, 2011