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María Teresa
Mrs. María Teresa M. sells vegetables in the department of Managua where she offers them daily to a variety of customers who visit her for perishables. She sells her products from the wood table where she displays them.

The needs of Mrs. María Teresa require a loan so she can invest in the purchase of vegetables like onions, chayotes (vegetable pears), garlic, and oranges, among other things. For this reason, she optimistically hopes she will be able to improve the quality of her business and satisfy the needs of her customers who visit her daily to purchase perishables.

View original language description ↓

La señora María Teresa M. se dedica a su actividad de venta de verduras en el departamento de Managua donde a diario ella ofrece las verduras y son varios los clientes que le visitan para obtener los perecederos. Ella cuenta con una mesa de madera donde coloca tales productos y los ofrece.

La necesidad que la señora María Teresa atraviesa es que requiere de un crédito para invertirlo en la compra de las verduras como cebollas, chayotes, ajo, naranjas, entre otros, y por tal motivo es que espera confiadamente para así mejorar las condiciones de la actividad y satisfacer las necesidades de sus clientes que a diario le visitan para adquirir los perecederos.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 41
    View loans »
    Nicaragua Loans Fundraising
  • $26,366,175
    Funds lent in using Kiva
  • 20.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped María Teresa to purchase vegetables.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Oct 29, 2009
Nov 4, 2009
Currency Exchange Loss:
Jul 15, 2010