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Carmelina T. D. H. lives in the Zacatecoluca department of La Paz. Carmelina is 47 years old and lives with her husband, who works as a motorcycle driver, and their three children, who are 21, 17, and 10 years old respectively and they are all students. Carmelina has spent half her life, a consistent 23 years, running her business, a general store. Over the years, she has been able to use her business's income to support her husband. Recently, she has expanded her sales by making snacks and selling them in the afternoon. Carmelina's wish is to continue expanding her business, which is why she is seeking this loan to increase her store's inventory and buy ingredients for her snacks.
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Carmelina T. D. H. resiD. en Zacatecoluca del departamento D. La Paz. Carmelina tiene 47 años D. edad vive con su esposo quien trabaja como motorista y sus tres hijos D. 21, 17 y 10 años D. estas, todos estudiantes. Carmelina ha dedicado la mitad D. su vida a su negocio, una tienda con productos D. consumo, son veintitrés años D. constancia en su negocio, con el cual ha logrado obtener ingresos para apoyar a su esposo, ahora ella ha amplificado sus ventas con la producción D. antojitos que ofrece cada tarD., el deseo D. Carmelina es continuar creciendo en sus negocio y es por ello que solicita este crédito, que le ayuD. a surtir su tienda e insumos para sus antojitos.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 362
    View loans »
    El Salvador Loans Fundraising
  • $31,223,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Carmelina purchase inventory for her business.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 23, 2009
Nov 4, 2009
Currency Exchange Loss:
Apr 15, 2011