A loan of $925 helped to purchase spare parts in order to repair his minivan.

Khusein's story

Khusein has a minivan with which he provides transportation services. His usual itinerary is the Isfara-Khujand-Isfara route. Having attended to this business for four years, he gained the reach of experience. Initially he rented a car but in time, after making certain savings, he bought his own minivan with the support of his father. The business is stable and generates the main and considerable income for Khusein’s family, allowing an improvement in living conditions.

Currently Khusein’s minivan needs repairing. That’s why he needs a loan of 4,000 Somoni. Khusein thanks everyone supporting him and promises to repay the loan with accuracy. The well-being of this family is in your hands.

More about Tajikistan and IMON International
Tajikistan is known for its rich history, which includes a key post along the Silk Road and the end of Alexander the Great's rule. It has also produced great thinkers, philosophers, scientists and poets, including Rudaki, Avicenna, Ferdowsi, Omar Khayyam, Jomi, and Rumi. The country is home to communities that still speak the ancient Sogdian language, epic mountain passes, and a civilization that dates back to the 4th millennium B.C. And, even today, it is a complex mixture of the Islamic faith, Soviet culture, New West culture and Central Asian traditions.

But Tajikistan is also the poorest of the former Soviet republics. The civil war, which ignited soon after its independence from the U.S.S.R., further damaged the already weak economy. In addition, 93% of the country is mountainous and only 7% of the land is arable. These conditions have resulted in high levels of unemployment and have forced hundreds of thousands to seek work in other countries, mainly Russia. While the people of Tajikistan are working to improve its agricultural production and manufacturing sector, nearly two-thirds of the population still live in abject poverty.

IMON's History
Since December 2007, IMON International has worked closely with Kiva and Kiva lenders to ensure that poor and low income clients represent a viable business proposition. Funds raised through Kiva have already been distributed to thousands of IMON International's clients and will continue to provide thousands more with permanent access to the varied financial services they need. To learn more about IMON International's work, please visit: www.imon.tj

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