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A sad part of the life of the family of Lorena C. is that their head of the family has to work faraway so as to provide for them. Lorena's husband Junarlim C., 35 years old (one year older than her), works as an overseas Filipino worker (OFW) on the other side of the world. To provide for the needs of their children, now 10 and 5 years old, Junarlim decided to work overseas because people think that there are a lot of work opportunities there. Aside from the salary of her husband, one source of their income is Loren's sewing business. She decided to run this kind of business because she knows how to sew various clothes and also, she wants to help her husband in earning income for their family.

She joined Kiva field partner Ahon sa Hirap Inc. (ASHI) in 2003 and every loan that she received has been used in improving every business that she has. Now, her 9th loan will be used in improving her sewing business; she will buy necessary things for her business such as cloth, another sewing machine, thread, needles and many more, plus transportation fares. She is hoping that after buying all of these, her business will be more productive.

The dream of Lorena for their children is to have them finish their studies until college, so that the sacrifice of their father in working abroad will not be wasted and so that they will have a better life in the future. Lorena's dream for their family is also to make their house a bigger and stronger one. Her dream for her business is to continue to grow and in time they can buy their own van that can be used in delivering finished products.

Additional Information

About ASHI

Ahon Sa Hirap, Inc. has the distinction of being the oldest existing replication of Grameen methodology for delivering credit to the poor in the Philippines. With more than a third of the nation’s 90 million Filipinos living below the poverty line, ASHI was established with the vision of helping to alleviate poverty in the Philippines. Translated from Tagalog, Ahon Sa Hirap means “to rise above poverty.”

Empowering women dedicated to supporting their families through hard work and dedication, ASHI lends 100% to women and specifically the bottom 50%, so the “poorest of the poor.” In addition to general business loans, ASHI also offers educational loans, house repair loans, savings funds, and social development programs for its members. ASHI is committed to translating its social mission into practice.

About Philippines

  • $7,000
    Average annual income
  • 332
    View loans »
    Philippines Loans Fundraising
  • $70,752,750
    Funds lent in using Kiva
  • 47.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Lorena to finance her sewing business.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Oct 28, 2009
Nov 4, 2009
Currency Exchange Loss:
Jun 15, 2010