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Union Por El Progreso Group
In this Group: Humberto, Rosa Maria, Marisol, Victoria, Jacinta, Ceci Ana, Jose Luis, Alberto, Lucy Nicolasa, Edgar
Humberto A. is an enterprising and enthusiastic member. He is 56, divorced, and has five grown children. His house is located in the area of Alta Huaycan, Ate district, Lima department. He worked as a miner. He had to change to another activity because the mine in which he worked collapsed and they started strikes.

He has been working with Edaprospo-Prosperidad for two years. He is the president of the Unión por el Progreso Communal Bank. The Communal Bank is comprised of 11 members who are engaged in different activities like recycling, selling clothes, selling food, and having a convenience store and other things.

For eight years Humberto has been selling chicken soup. His business is located near the last HGK stop in Huaycan. With his recent loan he plans to buy a freezer to better preserve his supplies. Up until now he has been able to raise the walls on his house with decent material (bricks), but his goal is to finish building it (put on a roof, lay a floor, etc) in order to later open a convenience store.
View original language description ↓
El señor Humberto A. socio emprendedor y entusiasta, tiene 56 años D. edad, divorciado con 5 hijos mayores D. edad, su domicilio esta ubicado en L. zona alta D. huaycan- distrito D. Ate departamento D. Lima, trabajaba como obrero en una mina pero tuvo que dedicarse a otra actividad ya que L. mina en L. cual laboraba colapso y empezaron a realizar huelgas.
Viene trabajando con Edaprospo- Prosperidad desD. hace 2 años, asume el cargo D. presidente D. L. alcancía comunal “Unión por el Progreso” L. cual esta conformada por 11 socios quienes realizan diversas actividades como: reciclaje, venta D. ropa, venta D. comida, bodega y otros.
Humberto se dedica desD. hace 8 años a L. venta D. caldo D. gallina, el cual se encuentra ubicado a L. altura del ultimo paradero HGK - Huaycan. Con su reciente préstamo planifica comprar una congeladora para conservar mejor sus insumos. Hasta el momento a logrado levantar las P. D. su vivienda con material noble (ladrillos) pero su anhelo es terminar D. construirL. (techar, ponerle piso, etc.), para aperturar mas adelante una bodega.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 44
    View loans »
    Peru Loans Fundraising
  • $64,459,350
    Funds lent in using Kiva
  • 2.9
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Union Por El Progreso Group's $2,525 loan helped a member buy a freezer to better preserve his supplies.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Oct 19, 2009
Nov 2, 2009
Currency Exchange Loss:
Mar 15, 2010