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Martha is a client of Asociación Arariwa, a Kiva partner. She is part of a communal bank consisting of 26 members in Cusco. The group is called El Amanecer, which means daybreak in Spanish. She is from Sicuani and lives in Cusco. She is 31 years old and single.

Martha has worked as an early-education teacher for the past six years. There are 20 children in her class who speak a Peruvian language called Quechua. The school is in Quispicanchis. She studied for five years to be a teacher and is getting her masters in education currently, for which she will pay 3,000 soles in total. She will use this loan to pay off her student loan of 650 soles.

Martha appreciates and thanks you for the loan and promises to pay the monthly payments on time.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 40
    View loans »
    Peru Loans Fundraising
  • $64,449,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Martha to pay off her student loans.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Oct 28, 2009
Oct 30, 2009
Currency Exchange Loss:
Mar 15, 2010