Check out other loans that are currently fundraising!
Manantial En El Desierto Group
In this Group: María Auxiliadora , Lucia Del Carmen , Esperanza
María Auxiliadora R., Lucia del Carmen C. and Esperanza D. F. make up the Manantial en el Desierto Group. Señora R. is the coordinator of the group. She started making tortillas. She then sold them with cheese. She introduced soft drinks, fruit drinks, and basic grains until she established her sales business. She has worked with Adim for one year. She used her earnings to start raising pigs, goats, and chickens.

A year and a half ago Lucia del Carmen C. Aguilar started making and selling “atoll” (a rice drink), rice pudding, fruits drinks, and tacos. She was saving her earnings. She put her savings together with the loans from Adim, and she started to make “nacatamales” (a traditional Central American dish similar to a tamale) and to sell clothes and shoes.

Esperanza D. F. distributes butane gas and has a small bookstore.
View original language description ↓

María Auxiliadora R., Lucia del Carmen C. y Esperanza D. F. conforman al grupo Manantial en el Desierto. La señora R. es la coordinadora del grupo ella comenzó haciendo tortilla y después las vendía con queso e introdujo gaseosa, frescos y granos básicos hasta que estableció una venta. DesD. hace un año ella trabaja con Adim y con sus ganancias empezó a criar cerdos, cabros y gallinas.

Lucia del Carmen C. Aguilar hace un año y medio empezó haciendo y vendiendo atol, arroz D. leche, frescos y tacos las ganancias las fue ahorrando y junto con los prestamos que le brindo adim comenzó a hacer nacatamales y vender ropa y zapatos. Esperanza D. Fariña distribuye gas butano y tiene una pequeña librería.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 75
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 20.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Manantial En El Desierto Group's $775 loan helped a member working capital.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 29, 2009
Nov 1, 2009
Currency Exchange Loss:
May 15, 2010