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The Rain Group
In this Group: Lorena Del Socorro, Flor De María, Martha Lorena
The Rain Group consists of three local women who work hard for their families. One of them is Sra. Lorena del Socorro C., who is 37 years old and has been selling tortillas since 2000. Her income helps pay the education expenses of her 5 children. Lorena will use her loan to buy firewood and corn.

Flor de María U. is 40 years old and sells chocolate-covered bananas, ice cream, and ice. Her greatest hope is to succeed in her business. Martha Lorena M. is 30 years old and has been operating a cafeteria for three years. She will use her loan to buy products such as coffee, sodas, yogurt, and convenience foods.

View original language description ↓

El grupo lluvia esta conformado por tres mujeres seccionales que han trabajado arduamente por su familias. Una de ellas es la señora Lorena del Socorro C. de 37 años que desde el año 2000 vende tortillas con las cuales se ayuda para educar a sus 5 hijos todos en edad escolar. C. ocupara el préstamo para comprar leña y maíz.

Flor de María U. de 40 años vende choco bananos, helados, hielo y lo que más desea es seguir adelante. Martha Lorena M. de treinta años desde hace tres años que tiene un cafetín y ocupara el préstamo para invertirlo en productos como café, gaseosa, chiverías y comidas rápidas.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 75
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 20.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of The Rain Group's $850 loan helped a member purchase ingredients & supplies for their respective businesses.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 29, 2009
Oct 30, 2009
Currency Exchange Loss:
Dec 19, 2009