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Rakhib lives in the Fuzuli region and has been in the dairy business for two years. He is single and was born in 1988.

This young man enjoys his business. He does not buy milk from the market. Instead, with his small dairy business, he supports his family with milk, cheese, yoghurt, butter. He thinks that these products are very useful for health and is thankful for his dairy business.

Rakhib also sells the milk, cheese, yoghurt, and butter to other families. Now he needs a loan of 2000 AZN to buy two cows for increasing his dairy business. If he buys two additional cows, he estimates that he will have more products for sale and materially increase his client base and provide income for his immediate and extended family.

Additional Information

About Komak

Komak means “help” in Azerbaijani. As of its creation in 1999, Komak has kept true to its name by helping thousands of Internally Displaced Persons, refugees and the economically disadvantaged by providing these groups with sustainable credit services. As of 2010 Komak’s $2.5 million portfolio serves 1513 clients, 81% of whom are IDPs, and 40% of borrowers are women. In 2009, Komak was cited in a report by the United Nations General Assembly as one of Azerbaijan's prominent forces in restoring the local economy by enabling small and medium enterprises with credit. For more on Komak, please join our lending team, Friends of Komak Credit Union.

About Azerbaijan

  • $10,800
    Average annual income
  • 24
    View loans »
    Azerbaijan Loans Fundraising
  • $14,897,700
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,500 helped Rakhib buy two cows.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 28, 2009
Nov 30, 2009
Currency Exchange Loss:
May 15, 2011