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Artyom K. is 33 years old. He lives in the village of Urtsadzor, in the Ararat region. He is married and has two children. Artyom and his wife are engaged in farm work, and at the same time they manage their own shop, where they sell food, household goods and toys. Artyom is asking for a $2300 loan to buy candy, non-alcoholic drinks, toys and saucepans for his shop, and to buy fodder for his sheep and cows.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 160
    View loans »
    Armenia Loans Fundraising
  • $17,086,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,300 helped Artyom to buy goods for his shop and to buy fodder for his livestock.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Oct 26, 2009
Oct 29, 2009
Currency Exchange Loss:
Oct 15, 2011