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Regino Francisco
At the Bisne Market in the department of Chinandega, Sr. Regino Francisco O. works in the transportation sector. In order to provide for his family, he offers to transport people from one location to another in his tricycle for a reasonable price.

Regino’s tricycle was damaged, so he is requesting a loan from CEPRODEL so that he can replace the tires and bicycle rims. This will enable him to continue working.

View original language description ↓

En el mercado el bisne del departamento de Chinandega, el señor Regino Francisco O. se dedica a la actividad del sector transporte en su triciclo transportando personas de una localidad a otra a un precio modico y de esta manera se gana la vida para llevar el sustento a su hogar.

El problema que él atraviesa hoy en día es que su triciclo se ha dañado y requiere cambio de llantas y neumático y por este motivo solicita crédito en Ceprodel para comprar las llantas y el neumático y seguir en su actividad.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 38
    View loans »
    Nicaragua Loans Fundraising
  • $26,391,875
    Funds lent in using Kiva
  • 20.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $150 helped Regino Francisco purchase tires & rims for his tricycle.
100% repaid
Repayment Term
4 months (Additional Information)
Repayment Schedule
At end of term
Oct 16, 2009
Oct 28, 2009
Currency Exchange Loss:
Jan 15, 2010