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Djekafo Group
In this Group: Ami , Kanou , Gnire , Alima
The four members of the Djekafo group belonging to the Miniankaton association are all married women from the town of Tominian, a prefecture of the Ségou region (fourth administrative region of the Republic of Mali). They live in traditional families and have an average age of 30 and on average, at least 6 children each.

The women of this group sell various small items in Tominian, such as foodstuffs, underwear, etc. In order to make their businesses more productive, the members of this Djekafo group decided to join the loan program of the micro-finance institution Soro Yiriwaso, with whom they are on their first loan.

This loan will be used to buy a large quantity of various condiments and cereals for resale. They buy from local wholesalers and from farmers and make their sales retail and for cash, at the big open-air market of Tominian, to a clientele composed essentially of women.

Each of the members of the Djekafo group expects to make a monthly profit of 15,000 to 22,000 F CFA which will be used to reimburse the interest on the loan and for current family expenses.

View original language description ↓
Les quatre membres du groupe Djekafo de l’association Miniankaton sont tous des femmes mariées de la ville de Tominian, une préfecture de la région de Ségou (quatrième région administrative de la république du Mali). Elles vivent dans des familles traditionnelles et ont une moyenne d’âge de 30 ans et au moins 6 enfants.
Les femmes du groupe font le petit commerce d’articles divers à Tominian tels les produits alimentaires, la lingerie etc.
Pour rentabiliser leurs activités, les membres du groupe Djekafo de l’association Miniankaton ont décidé d’intégrer le programme crédit de l’institution de microfinance Soro Yiriwaso avec qui, ils sont à leur premier prêt.
Le prêt actuel sera utilisé pour l’achat d’une importante quantité de : divers condiments alimentaires et de céréales. Elles s’approvisionnent auprès des grossistes de la place et des producteurs et effectuent leurs ventes en détail et au comptant au grand marché de Tominian à une clientèle composée essentiellement de femmes.
Les membres du groupe Djekafo comptent réaliser chacun un bénéfice mensuel de 15 000 FCFA à 22 000 FCFA qui sera utilisé pour le remboursement des intérêts du prêt et les dépenses courantes de la famille.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,100
    Average annual income
  • 58
    View loans »
    Mali Loans Fundraising
  • $12,694,675
    Funds lent in using Kiva
  • 441.0
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD