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Emiliana G., 63 years old and married to Lorenzo G., is the mother of two children, Rolando, now 37 years old and working as a fish pond operator and Olivia, 36 years old and working as a teacher. Both of them now have their own families, so even though the children now have salary coming from their work, Emiliana does not oblige them to give her money because she knows that they need it for their children. So the couple is working for themselves, although sometimes they receive money from the children. The variety store business they have been operating for the past seven years is their main source of income, and they also sell cell phone loads and some fishing equipment.

Emiliana is now requesting her second loan from Kiva field partner Ahon sa Hirap Inc. (ASHI) which she will use to purchase things needed in her variety store. She wants to improve this business in order to increase the income it provides for their everyday living. Emiliana is also really hoping that her business will grow so that instead of her children helping them, she will be able to help them, especially in the schooling of her grandchildren.

Additional Information

About ASHI

Ahon Sa Hirap, Inc. has the distinction of being the oldest existing replication of Grameen methodology for delivering credit to the poor in the Philippines. With more than a third of the nation’s 90 million Filipinos living below the poverty line, ASHI was established with the vision of helping to alleviate poverty in the Philippines. Translated from Tagalog, Ahon Sa Hirap means “to rise above poverty.”

Empowering women dedicated to supporting their families through hard work and dedication, ASHI lends 100% to women and specifically the bottom 50%, so the “poorest of the poor.” In addition to general business loans, ASHI also offers educational loans, house repair loans, savings funds, and social development programs for its members. ASHI is committed to translating its social mission into practice.

About Philippines

  • $7,000
    Average annual income
  • 423
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 47.2
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Emiliana to finance her variety store business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 8, 2009
Oct 28, 2009
Currency Exchange Loss:
May 15, 2010