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At the age of 61, Cristita A. is still striving hard to fight against their poverty with the help of her husband, Jose A., 63 years old, who works as a carpenter in their place. They are blessed with four sons, namely: Joseph, now 23 years old; Joselito, 22 years old; Jessie, 17 years old; and Mark, 13 years old.

One source of their income comes from her husband’s salary but it’s not enough for their big expenses. So Cristita found an alternative way to add to their daily income. This was the start of her variety store business which has run for six years now.

After she joined Kiva field partner Ahon sa Hirap Inc., Cristita’s business began to grow more because she always used the loan that she received to buy what was necessary for her business. Now, her business is doing well and she is very positive that it will continue to grow.

One hope of Cristita is that her business will continue to run for them to enable them to experience a better life and to be able to also help their relatives.

Additional Information

About ASHI

Ahon Sa Hirap, Inc. has the distinction of being the oldest existing replication of Grameen methodology for delivering credit to the poor in the Philippines. With more than a third of the nation’s 90 million Filipinos living below the poverty line, ASHI was established with the vision of helping to alleviate poverty in the Philippines. Translated from Tagalog, Ahon Sa Hirap means “to rise above poverty.”

Empowering women dedicated to supporting their families through hard work and dedication, ASHI lends 100% to women and specifically the bottom 50%, so the “poorest of the poor.” In addition to general business loans, ASHI also offers educational loans, house repair loans, savings funds, and social development programs for its members. ASHI is committed to translating its social mission into practice.

About Philippines

  • $7,000
    Average annual income
  • 328
    View loans »
    Philippines Loans Fundraising
  • $70,633,225
    Funds lent in using Kiva
  • 47.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Cristita to finance her variety store business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 7, 2009
Oct 27, 2009
Currency Exchange Loss:
May 15, 2010